Choose a budgeting method below. Enter your take-home income, adjust the numbers, and build a plan that feels realistic for you.
Pick the approach that suits the way you like to manage money.
Divide income into 50% needs, 30% wants, and 20% savings.
Plan 70% for living expenses, 20% for savings, and 10% for giving or extra debt payments.
Give every peso a job until income minus planned allocations equals zero.
Set aside savings first, then plan how to use the money left over.
Give each spending category its own money limit, like separate envelopes.
Focus on essentials first to see the minimum amount needed to get by.
Choose your own percentages for each part of your budget.